HADA DBANK Banking

HADA DBANK Banking,As it Should Be

 in crypto •  3 months ago
We are the first Digital Bank to fuse Islamic Banking Module with Blockchain Technology,to create an ethical and responsible banking ecosystem.We have learnt from the pitfalls of modern financial institutions,and that is why we chose Islamic Banking to forge the future.Islamic Banking principles require total transparency from both the customers and the bank.We aim to promote ethical and responsible banking globally.We are troubled with the current mistreatment by banks and financial institutions towards their customers. Existing players create money out of thin air from debt and interest. This is why the global economy has collapsed time after time, evidently since the 1st century¹. The lack of responsibilities bore by banks is simply audacious.
We aim to be different from conventional banking. In fact, we are the First Digital Bank to fuse Islamic Banking Module with Blockchain Technology. Islamic Banking is not just for Muslims.It’s for everyone.It represents something Transparency and Risk sharing.Official Website https://www.hada-dbank.com/
We aspire to be a ‘just’ organization in the financial industry.The financial crisis of 2007-2008 serves as a grim reminder how several irresponsible players can capsize an entire industry,putting millions in financial ruins.Islamic banking,due to its transparency,profit and loss sharing concept,will minimize market manipulation and eliminate another domino crash.
KEY FEATURES
  • Free Encrypted Account & e-Wallet
    a. Smartphone – Banking App
    b. Non-smart Mobile phone – SMS / USSD Code
  • Saving & Withdrawal
    a. Minimum 5% Savings Return per annum
    b. No withdrawal fee
  • Transfer, Remittance & Exchange
    a. Free Transfer / Remittance of funds (FIAT & Cryptocurrency) between personal -
    savings accounts and e-wallets
    b. 0% fee on exchange transactions via HADA Exchange (between cryptocurrencies). No charges on major FIAT currencies during FIAT Crypto exchanges
    c. Connect with partners or open APIs for better rate for other currencies
  • Loan & Investment
    a. 0% Loan Interest
    b. 10% minimum investment return
  • Real-Time Payment
    Real-Time Payment using HADACoin and other Cryptocurrencies Tokens through our Debit Card
    -Personal Financial Management & Assistant
    Manages everyday expenses within the limits set by you or via the balance of your account.Notifies & automates payments and bills through a prioritised schedule. Assisted planning for Long term & Short Term financial goals.
    -Personal Financial Advisor (Basic)
    Collects real time data from across different platforms and market trends.Calculates to produce an unbiased financial advice for your investments.
    -HADACoin & your Savings are backed by valuable assets such as Precious Metals & Gems and are insured according to Islamic Banking Principles for your peace of mind
We intend to raise capital for the development of HADA DBANK through its HADACoin.Buyers will be able to use HADACoin to perform banking transactions or daily activities.Our customers will be issued with a Debit Card, which enables them to perform transactions with our HADACoin,within our banking platform or other merchants globally.
Total Suply : 500 M
Avalaible Sale : 295 M
Private investors and institutional buyers : 20 M
50 Million of the 275 Million coins will be released during PRE-ICO exercise and the remaining 225 Million coins will be released in our ICO exercise in the near future.
10 Million coins will be allocated for the bounty campaign.

  • 35% of the capital raised through our PRE-ICO exercise will be allocated for R&D (Research & Development).7 labs will be established in 5 years in which the 1st and 2nd lab will be based in Switzerland and Estonia respectively.
  • OPEX (Operation Expenditure) will make up 30% of the budget.Hiring of management executives will be our main activity under this sector,to ensure that the best partners and talents from related industries join HADA DBANK management and operations.
  • CAPEX (Capital Expenditure) will receive 20% of the capital raised.Among activities will be the acquiring of necessary business assets,and precious metals & gemstones (gold, silver and diamonds),to be used as collateral for future customers’ savings,investments and HADACoin’s value.
  • The final 15% will be kept as RESERVE.This Reserve will not be used unless for utmost necessity and strict rules will be set.The decision to utilize this reserve will be determined by the top management collectively and unanimously,to ensure there is no mismanagement and excess usage of the Reserve.We will increase HADA DBANK’s Reserve to 30% of the total capital,in the nearest future in accordance to Islamic Financial Laws.
My Account BTT : https://bitcointalk.org/index.php?action=profile;u=1925652

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